Security One Federal Credit Union

817-273-5900

Security One FCU is Federally Insured by the National Credit Union Administration. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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How Your Accounts are Insured

Your Insured Funds

Recent news reports highlighting the failure of several financial institutions have caused consumers to be concerned about their own personal funds. It is important for you, our member-owners, to know where Security One FCU stands with regard to safety and soundness.

Mortgage loans, which have created problems for many of the financial institutions in the headlines, make up less than 10% of our total assets. This limits our exposure and reinforces our conservative lending policies.
We do not make sub-prime, Alt-A, or no documentation mortgage loans. Nor do we make mortgages with non-standard terms such as interest-only, option ARMs or other loans with negative amortization.
All of our mortgage loans are for homes in the local communities we serve.
Our investment portfolio practices are also very conservative in nature which mitigates risk to members. We monitor the safety and soundness of our depository financial institutions on a regular basis.
Security One FCU is well capitalized. As defined by the NCUA a well-capitalized credit union has at least 7% net worth. Security One’s net worth ratio is over 9%.

There is no better time to be a credit union member! Security One FCU is YOUR credit union and our goal is to provide excellent service, great rates and stability to YOU, our member-owners.

Thank you for your valued membership. We look forward to being your trusted provider of financial solutions today and in the future.

Make college a reality!
Get your Student Loan from
Security One Federal Credit Union

Click here for the Student Loan Center

Two easy ways to get extra cash
during the holidays!

1. From November 3, 2008 to January 31, 2009, we are offering holiday loans up to $3,000 with rates as low as 8.9% APR* for 12 months.

* All Applicants are subject to credit approval and certain credit requirements must be met. The loan interest rate, term and amount financed are subject to the applicant’s credit score and completed application. APR=Annual Percentage Rate.

2. Skip a Payment – Qualified members with loans in good standing have the option to Skip a Payment on most loans at SOFCU for only $25 per loan.

Please note: Interest will continue to accumulate on your loan during the month you skip your payment. Credit cards, real estate, home equity and home improvement and line of credit loans are excluded.

Ask a Personal Account Representative for details.

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