Loan Rates
The actual Annual Percentage Rate (APR) is determined by the credit worthiness of each applicant. All terms are subject to credit approval and may be restricted based upon individual credit qualifications and the type of collateral for the loan. Contact Security One FCU for details and other loan rates and terms
Rates listed effective as of February 1, 2010.
Please click here for more information on Member Rewards.
STANDARD MASTERCARD |
|
TIER |
APR |
Tier 1 |
12.90% |
Tier 2 |
15.90% |
PLATINUM MASTERCARD |
|
APR |
9.90% |
2008 - 2010 VEHICLES |
||||
TERM |
Tier 1 |
Tier 2 |
Tier 3 |
Tier 4 |
<24 Months |
4.24% |
4.99% |
7.74% |
10.99% |
36 Months |
4.49% |
5.24% |
7.99% |
11.24% |
48 Months |
4.74% |
5.49% |
8.24% |
11.49% |
60 Months |
4.99% |
5.74% |
8.49% |
11.74% |
72 Months |
5.24% |
5.99% |
8.74% |
11.99% |
USED 2007 AND OLDER VEHICLES |
||||
TERM |
Tier 1 |
Tier 2 |
Tier 3 |
Tier 4 |
<24 Months |
5.24% |
5.99% |
8.74% |
11.99% |
36 Months |
5.49% |
6.24% |
8.99% |
12.24% |
48 Months |
5.74% |
6.49% |
9.24% |
12.49% |
60 Months |
5.99% |
6.74% |
9.49% |
12.74% |
72 Months |
6.24% |
6.99% |
9.74% |
12.99% |
NEW BOATS, MOTORCYCLES and RVs |
||||
TERM |
Tier 1 |
Tier 2 |
Tier 3 |
Tier 4 |
<24 Months |
5.50% |
6.25% |
9.00% |
12.25% |
36 Months |
5.75% |
6.50% |
9.25% |
12.50% |
48 Months |
6.00% |
6.75% |
9.50% |
12.75% |
60 Months |
6.25% |
7.00% |
9.75% |
13.00% |
72 Months |
6.50% |
7.25% |
10.00% |
13.25% |
84 Months |
6.75% |
7.50% |
10.25% |
13.50% |
120 Months |
7.00% |
7.75% |
10.50% |
13.75% |
>120 Months |
7.25% |
8.00% |
10.75% |
14.00% |
USED BOATS, MOTORCYCLES and RVs |
||||
TERM |
Tier 1 |
Tier 2 |
Tier 3 |
Tier 4 |
<24 Months |
6.50% |
7.25% |
10.00% |
13.25% |
36 Months |
6.75% |
7.50% |
10.25% |
13.50% |
48 Months |
7.00% |
7.75% |
10.50% |
13.75% |
60 Months |
7.25% |
8.00% |
10.75% |
14.00% |
72 Months |
7.50% |
8.25% |
11.00% |
14.25% |
84 Months |
7.75% |
8.50% |
11.25% |
14.50% |
120 Months |
8.00% |
8.75% |
11.50% |
14.75% |
>120 Months |
8.25% |
9.00% |
11.75% |
15.00% |
SIGNATURE |
||||
TERM |
Tier 1 |
Tier 2 |
Tier 3 |
Tier 4 |
36 Months |
12.00% |
13.50% |
18.00% |
18.00% |
48 Months |
13.50% |
14.50% |
18.00% |
18.00% |
HOME IMPROVEMENT & HOME EQUITY All Rates are Annual Percentage Rates APR |
|||
TERM |
Tier 1 |
Tier 2 |
Tier 3 |
Under 5 Years |
5.50% |
6.25% |
9.00% |
5 - 10 Years |
6.00% |
6.75% |
9.50% |
10 - 15 Years |
6.50% |
7.25% |
10.00% |
15 - 20 Years |
7.00% |
7.75% |
10.50% |
Need a solution?
We want to be your partner in achieving financial dreams, so please contact us by phone at 817.273.5900, through email or stop by one of our branch locations for additional information about our rates.